When Eric Roberts is the best actor in a movie, you know it’s a bad sign and unfortunately, Frank D’Angelo’s latest endeavour, No Deposit features exactly that. No Deposit tells the story of a Mickey Ryan whose life takes a turn for the worst when the bank forecloses on his house leading to his wife leaving him and refusing to let him see his beloved son. He turns to his family for assistance, but they turn him down, touting him a “loser” for not being able to support his family. Desperate, Mickey fall in with a couple of anti-Semitic lowlifes who recruit him to rob the bank that foreclosed on his house leading to a tense hostage situation.
Bad acting aside, the movie is full of rampant sexism and racism. The bank that is being held up is apparently known for their Jewish clientele and the two lowlifes with whom Mickey teams up are blatantly anti-Semitic for seemingly no reason. The film starts off with a dreary monologue about the number of homes being foreclosed on by banks, so the anti-Semitism comes out of left-field and would make any socially conscious viewer very uncomfortable.
Equally unnecessary and disturbing is the widespread misogyny in this movie. Every single woman in this film sets women back a hundred years. There are only a handful of female characters in this film to begin with, but they are all depicted as awful except for the wife of millionaire Jimmy (played by D’Angelo himself, of course). The other women are all either shown to be “easy,” “bitchy,” selfish or just plain uncaring. At one point, Mickey’s brother even calls his excessively nagging wife the dreaded c-word, which was totally unnecessary to put into a film that is supposed to be about the financial crisis.
But it isn’t just the depiction of women that’s troublesome, but also the sexist language used. For example, at one point during the bank robbery, an old Jewish man reveals his tattoo from his days in a concentration camp and when he’s hit in the mouth for acting up, the old man retorts that the robber “hits like a girl.”
If that wasn’t enough of a reason not to watch this film, there’s the fact that the only seemingly likeable character is played by D’Angelo (who wrote, directed, produced and cast this film). D’Angelo makes his character out to be the hero by helping Mickey out and talking sense into him during the hostage situation. In the end, it’s Jimmy who kills the bad guys and saves the day; it’s Jimmy whose wife the only decent female character in the whole film; it’s Jimmy who is the star of a movie that is supposed to be about how the financial crisis affected “good guys” like Mickey Ryan.
I laughed at the hideously childish dialogue and plot line of this film and I wept for the painfully embarrassing acting which was akin to a group of high schoolers putting on a bad skit at an assembly. I always encourage people to watch a movie themselves instead of relying on the opinion of others, but in this case I welcome you to rely on my opinion and avoid this masturbatory shitshow if you can.
No Deposit screens at the TIFF Bell Lightbox on June 14 2015 @ 6:15pm.
Sarah is covering the Italian Contemporary Film Festival which runs in Toronto, Montreal, and Quebec City from June 11-19. For more festival coverage, click here!